7 Ways to Plant Smart Money Seeds In Tots

Okay, so I blinged up the photo a bit and got carried away with the gold chain and big watch. But I thought it was so funny.

Once A.J. started putting items in the grocery cart without a care in the world, my husband and I knew it was time to start teaching him about money. This week we learned how to identify coins. We also went grocery shopping in our homemade store.

Below are some of the items in our store.

I placed the items on a shelf.

For the first session, I chose items that cost only pennies and attempted to get him comfortable with saying the word cents. We are off to a good start.

This week’s focus was on the penny, so for one of his art projects, he colored a picture of a penny. I love how proud he is of his work!

Other ways we are teaching about money besides:

1. Identifying coins


2. Purchasing items from our makeshift grocery store


3. Donating to our church. He doesn’t do it yet, but we allow him to put our envelope in the basket. Once my husband and I figure out how he will earn money around the house, he will start donating some of the money he has earned.

4. Paying for his haircut. Each time we are buying something for him, he has to physically give the money to the clerk. A good place to start is when he gets his hair cut.

5. Saving in his money bucket and in his bank account. He always accompanies us to make deposits.

6. We will use this money chart later to help him understand the value of the coins.

7. Lastly, we will teach him ways in which he can earn money.

This is just the beginning, but I’d say we are off to a good start.

What creative ways are you helping your little one learn about money?

Pray, Persist & Prosper!


One response to “7 Ways to Plant Smart Money Seeds In Tots

  1. Asia,

    Fantastic post! I am excited about teaching our son (and new daughter) the value of money, financial literacy, saving and investing, and how to be a smart shopper. Lots of adults are having challenges with this process,. so this is a crucial skill set.

    Thanks for being a great mommy and creative teacher.

    -Patrick (hubby)

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